Thursday, December 1, 2016

Pay your Bills Online and Save a Lot of Time


(using BPI Express Online)
Are you the one still standing on long queues to pay your monthly bills? Then this article is written for you.
Nowadays, we are always time-strapped, always running out of time to beat endless deadlines, from household chores to office schedules. We feel that our waking time is not enough to accomplish what is on our to-do list. We may not realize it but one of the major time-waster is paying our monthly bills. We spend a minimum of 1 hour to pay our bills including travel to the nearest payment center and queue time and even longer hours if the bills are due because we need to go to the merchant’s office to pay. Not only that we spend time, we also spend money on transportation and maybe food just to pay our bills.
Paying bills online and maximizing online facilities available allow us to productively use our time, with just a few clicks, bills are paid free of hassle. We can spend the time with friends and family or simply by ourselves.
Below are the step by step guide on how to pay bills using BPI Express Online.
Other banks also offer online payment facilities.
For BPI account holders, first enroll your BPI online express to allow online transactions.


Paying Meralco Bills:
1. Log-in to access your account BPI Express Online account.
Required Information:
User ID and Password
2. Enroll your Meralco Account No.
Payments and Reloading >>>> Enroll All Other Bills
Required Information:
Joint Account Indicator (JAI) No. (can be found on your ATM card)


Bill Information:
For Company Name, select Manila Electric Company (MERALC)
Reference No. (can be found on the Electric Bill copy), enter the account no. without dash line
Enter a registered e-mail address as an additional security.
Click Submit.
3. Pay your Meralco Bill
Payments and Reloading >>>> Pay Bills Today>>>> Select the enrolled Meralco Account No.

Required Information:
Total Amount Due: (found on the electric bill copy)
Additional Reference No.: (12th -15th character of the ATM/Phone Reference No.)
Remark: (can be left as blank or input some transaction details)
Click Submit.
4. If successful, page will proceed to bills payment confirmation page. You can either print the page or write down the confirmation number for future reference.
There are other payment options written at the back of the electric bill copy.
1. Automatic Debit Arrangement (ADA)
This option requires a visit to your bank to authorize your bank to debit the bill amount from your account on the due date and remit the payment to Meralco. Accredited ADA Partners include:
1. Asia United Bank
2. Banco de Oro
3. Bank of the Philippine Islands
4. Citibank
5. Philippine National Bank
6. Security Bank
7. Union Bank of the Philippines
8. United Coconut Planters Bank
2. You can also pay at Bayad Centers and bank partners
Few more tips to make your payment hassle-free.
1. Always bring your electric bill everytime you pay your bill
2. Check payment should be payable to “Meralco” or “Manila Electric Company”. At the back of the check, write your account no., contact person name and contact no.
3. Pay on or before your due date. All accredited banks and Bayad Centers will accept payment for accounts without overdue bills.
4. Accounts with overdue bills can be paid only at any Meralco Business Center or Extension Office.
For more helpful information, you can visit the Meralco website.
http://www.meralco.com.ph/products-services-tools/payment-options



Paying Maynilad Bill
1. Log-in to access your account BPI Express Online account.
Required Information:
User ID and Password
2. Enroll your Maynilad Contract Account No.
Payments and Reloading >>>> Enroll All Other Bills
Required Information:
Joint Account Indicator (JAI) No. (can be found on your ATM card)

For Company Name, select Maynilad Water Services, Inc (MNILAD)
Reference No. (can be found on the Maynilad Water Bill copy)
Enter a registered e-mail address as an additional security.
Click Submit.

3. Pay your Maynilad Bill
Payments and Reloading >>>> Pay Bills Today>>>> Select the enrolled Maynilad Account No.
Required Information:
Total Amount Due: (can be found on the Maynilad Water Bill copy)
Additional Reference No.: (not applicable for this merchant, leave as blank)
Remark: (can be left as blank or input some transaction details)
Click Submit.
4. If successful, page will proceed to bills payment confirmation page. You can either print the page or write down the confirmation number for future reference.

Paying Smart Bill
1. Log-in to access your account BPI Express Online account.
Required Information:
User ID and Password
2. Enroll your Maynilad Contract Account No.
Payments and Reloading >>>> Enroll All Other Bills
Required Information:
Joint Account Indicator (JAI) No. (can be found on your ATM card)

For Company Name, select Smart Communications, Inc (SMART)
Reference No. (can be found on the Statement of Account copy)
Enter a registered e-mail address as an additional security.
Click Submit.

3. Pay your Smart Bill
Payments and Reloading >>>> Pay Bills Today>>>> Select the enrolled Smart Account No.
Required Information:
Total Amount Due: (can be found on the Statement of Account copy)
Additional Reference No.: (not applicable for this merchant, leave as blank)
Remark: (can be left as blank or input some transaction details)
Click Submit.
4. If successful, page will proceed to bills payment confirmation page. You can either print the page or write down the confirmation number for future reference.
Once all these account numbers are enrolled, the next time you pay all you have to do are steps 3 and 4.



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