Thursday, December 1, 2016

Guide #2: Use Online Banking

Banking online allows you to do banking transactions at your fingertips. You just need a reliable internet to use services like making fund transfer and paying bills. While there are a lot of banking transactions that we can perform online, two things we usually do where we can save money and time is making deposits and paying bills.

One of the banking services we can enjoy is making online deposits, we don't need to physically go to the bank to make deposits. Online shopping is now a trend in the Philippines but some online shops require you to make deposits to their account, by using this feature you can make the transaction by using your laptop or mobile, take a snapshot and send it to them as proof of payment. Sometimes, we also need to make emergency deposits to send to our families and friends and utilizing this feature allows us to lend a helping hand really quick in real time.

Paying bills is always considered a hassle and going to payment center is time-consuming.
A long queue usually discourages us and put paying our bills for tomorrow and sometimes we completely forget about it which results to penalty charges due to late payments and we can actually avoid it if we can maximize the perks of online banking. Taking advantage of the online banking services, we can pay majority of our bills online, like Maynilad, Meralco, credit card, telecommunications, tuition fee and many more. We just need activate our online banking account, then enroll the account number of the merchant we want to include. I'll be making a step by step guide on how to pay bills online as reference for the newbie.


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